‘Black Monday’

This is our view of the markets given the current high levels of volatility. Around March / April markets reached their peak and have since then declined around 5% during the Spring/Summer on the back of the Greek debt crisis. Markets lurched up or down 2-3% on a regular basis during this period.  The most

Pension Freedom

Pension Freedom Article – April 15 With the new pension changes having been implemented we have produced a summary of options and things to consider. Please click on the article above.

Transferrable personal allowances

In the Autumn Statement 2013, the Chancellor announced that from April 2015 it will be possible to transfer up to 10% of your unused personal allowance to a spouse or civil partner.  This amount will be £1,060 following the uplift in the standard personal allowance from April 2015 to £10,600.  The transferred personal allowance will

VCTs and EIS compared

Both are high risk investments – but both have the potential of high reward… Let’s start with some facts. A Venture Capital Trust (VCT) is an investment vehicle quoted on the stock market, like an investment trust. The VCT scheme is designed to encourage investment in smaller, normally higher risk companies, often including start-up companies.

What you need to know about the new High Income Child Benefit Charge

Child benefits are currently paid out at a rate of £20.30 per week for the first child, and £13.40 for each subsequent child, with an increase planned for the 2014/2015 tax year to £20.50 and £13.55. These benefits are claimed by many families for all children under the age of 16 and in some cases