Introducing… Joe Rose

At work When did you join Prest? I joined Prest in September 2015, after several years at a national life office and a bank before that. What is your role here? I’m a Chartered Financial Planner How would you explain what you do for a living to an eight-year-old? The same way I explain it

What do we mean by investment “risk”?

Investment “risk” is a term that is used more widely than it is understood. A common-sense definition of the word would, for most people, be the chance that they might lose money. In investment terms, however, it usually refers to volatility – how much an asset may be expected to fall or rise in value

Case study: a recent final salary pension transfer enquiry

The value of financial planning advice often manifests itself in what clients don’t do as a result. By getting to really understand a client’s circumstances and priorities we are able to help them make decisions that may not be those they expected to make, but which are in their best interests and they will feel

Time for a financial planning spring-clean

The new tax year, which began on 6th April, has reset a number of tax allowances. This means that, whether or not you used them to their full in 2017/18, you can once again begin to take advantage of them for 2018/19. The start of the new tax year is also a good time to

Prest reports record first quarter and announces recruitment plans

Prest Financial Planning has reported a record first quarter, adding more than £15 million to its funds under management. March 2018 was also its strongest-ever month for new funds under management, accounting for £7.7 million of the total. Chartered Financial Planning firm Prest now manages approximately £350 million in client assets, £50 million of which