Services
Prest Financial Services is an informed source of expertise on financial advice for individuals – especially concerning wealth management and retirement solutions.
Please take a look at our range of services listed below:
Investments
• Savings and investments (more information)
• Portfolio management
• Fund selector
• Collective investments
• Tax efficiency
• Offshore
• Inheritance and bereavement (case study available)
Pensions & Retirement options
• Pensions
• Self Invested Pensions (SIPPs) including Property Purchase (more information)
• Stakeholder
• Care policies and planning
• Estate planning
• Solutions for retirement (case study available)
Protection
• Life assurance (more information)
• Fees for education
• Insurance
• Critical illness
• Income protection (more information)
• Healthcare
Mortgages
• Property Purchase
• Equity release
• Re-mortgaging
A summary statement of those items listed, includes:
Investments
The opportunities and options are endless. We at Prest Financial Services are available to unravel the ‘maze’ and give simple, clear recommendations on what is best for you and your family. Determination of whether you want investment for growth, for income or a combination of both, will be crucial considerations to get it just right for you.
For more information and a case study on the application of Lifetime Nil Rate Band Trusts, click here.
Ethical Investing
The term “ethical investment” has been in circulation for over 20 years, since the first UK ethical fund was launched in 1984. The idea behind the ethical philosophy is that the fund manager will pick companies that have the potential to do well both socially and financially. Whether or not to invest in an ethical manner is very much a personal decision and is not something that Prest Financial Services will impose on you. “Ethical financial planning” is a term that we use to reflect our belief that clients should be dealt with in a professional, transparent and ethical manner.
This area is a specialism of Prest Financial Services. We are members of the Ethical Investment Association (EIA) and the UK Social Investment Forum (UKSIF). 18th - 24th May 2008 will see the first ever National Ethical Investments Week in the UK. This will involve a week long campaign by Ethical Investment providers and advisers to highlight the benefits of Ethical Investing and raise it's profile. Please click here to be taken to another section of this website that has several useful items and a brief explanation about how 'ethical investing' can be a sensible approach to determining an investment portfolio.
Pensions & Retirement options
Pensions are one of the most tax-efficient and effective ways to save for your retirement. However, the caveat is that with different choices, how can you make sure you make the right decision? Prest Financial Services will work alongside you to calculate how much is prudent to save and decide which type of pension are best for your own particular circumstances.
Tax breaks and retirement funding options offer much potential for deliberation, but this is where we can offer help and advice. A detailed table of facts and figures is available by clicking through. You will need the free Adobe Reader to enable viewing. Also, we provide an indicative matrix for different retirement options below:
| |
Non-profit
annuity
|
Unsecured
pension
|
Invested
annuity
|
Variable
annuity
|
|
Income
|
Flexibility
only at start
|
Very
flexible
|
Flexibility
only at start
|
Generally
low
|
|
Death
benefits
|
Low
|
High
|
Low
|
Medium
to high
|
|
Benefit
flexibility
|
None
|
High
|
None
|
Medium
|
|
Security
|
High
|
Low
|
Low to
medium
|
Medium
to high
|
|
Growth
potential
|
None
|
Medium
|
Medium
to high
|
Low
|
Protection
You often hear such as ‘it could never happen to me’ or ‘I’ll sort it out later’. Well the old maxim of “failing to plan is planning to fail” is no better suited to the ignoring of crucial decisions on protection. Prest Financial Services is able to offer guidance on all facets from individual protection, family matters to corporate affairs. Also click through on our NEW guidance "Trusts can protect wealth".
Mortgages & Property Purchase
Buying property can be the biggest decision made in our lives. It is for this very reason that impartial advice is critical from competent and qualified advisers.
Remortgaging and Equity Release* often seem wise, but pitfalls are to be avoided. This is where our advisers excel.
Be reassured that our style at Prest Financial Services is to guarantee reliable financial advice appropriate to any individual that makes contact. If you don’t see the precise subject above, please still get in touch. We might well be able to help – and if for any reason we can’t we’ll abley put you in the right direction to someone that can.
There may be a fee for mortgage advice. The precise amount will depend upon your circumstances, for further details please speak to one of our advisers.
Your home may be repossessed if you do not keep up repayments on your mortgage
Prest Financial Services aims to offer a strict 'treating customers' fairly policy that can be viewed online, click here.
* Certain types of Equity Release plans are a lifetime mortgage. To understand the features and risks, ask for a personalised statement.
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Services
Prest Financial Services is an informed source of expertise on financial advice for individuals – especially concerning wealth management and retirement solutions.
Please take a look at our range of services listed below:
Investments
• Savings and investments (more information)
• Portfolio management
• Fund selector
• Collective investments
• Tax efficiency
• Offshore
• Inheritance and bereavement (case study available)
Pensions & Retirement options
• Pensions
• Self Invested Pensions (SIPPs) including Property Purchase (more information)
• Stakeholder
• Care policies and planning
• Estate planning
• Solutions for retirement (case study available)
Protection
• Life assurance (more information)
• Fees for education
• Insurance
• Critical illness
• Income protection (more information)
• Healthcare
Mortgages
• Property Purchase
• Equity release
• Re-mortgaging
A summary statement of those items listed, includes:
Investments
The opportunities and options are endless. We at Prest Financial Services are available to unravel the ‘maze’ and give simple, clear recommendations on what is best for you and your family. Determination of whether you want investment for growth, for income or a combination of both, will be crucial considerations to get it just right for you.
For more information and a case study on the application of Lifetime Nil Rate Band Trusts, click here.
Ethical Investing
The term “ethical investment” has been in circulation for over 20 years, since the first UK ethical fund was launched in 1984. The idea behind the ethical philosophy is that the fund manager will pick companies that have the potential to do well both socially and financially. Whether or not to invest in an ethical manner is very much a personal decision and is not something that Prest Financial Services will impose on you. “Ethical financial planning” is a term that we use to reflect our belief that clients should be dealt with in a professional, transparent and ethical manner.
This area is a specialism of Prest Financial Services. We are members of the Ethical Investment Association (EIA) and the UK Social Investment Forum (UKSIF). 18th - 24th May 2008 will see the first ever National Ethical Investments Week in the UK. This will involve a week long campaign by Ethical Investment providers and advisers to highlight the benefits of Ethical Investing and raise it's profile. Please click here to be taken to another section of this website that has several useful items and a brief explanation about how 'ethical investing' can be a sensible approach to determining an investment portfolio.
Pensions & Retirement options
Pensions are one of the most tax-efficient and effective ways to save for your retirement. However, the caveat is that with different choices, how can you make sure you make the right decision? Prest Financial Services will work alongside you to calculate how much is prudent to save and decide which type of pension are best for your own particular circumstances.
Tax breaks and retirement funding options offer much potential for deliberation, but this is where we can offer help and advice. A detailed table of facts and figures is available by clicking through. You will need the free Adobe Reader to enable viewing. Also, we provide an indicative matrix for different retirement options below:
| |
Non-profit
annuity
|
Unsecured
pension
|
Invested
annuity
|
Variable
annuity
|
|
Income
|
Flexibility
only at start
|
Very
flexible
|
Flexibility
only at start
|
Generally
low
|
|
Death
benefits
|
Low
|
High
|
Low
|
Medium
to high
|
|
Benefit
flexibility
|
None
|
High
|
None
|
Medium
|
|
Security
|
High
|
Low
|
Low to
medium
|
Medium
to high
|
|
Growth
potential
|
None
|
Medium
|
Medium
to high
|
Low
|
Protection
You often hear such as ‘it could never happen to me’ or ‘I’ll sort it out later’. Well the old maxim of “failing to plan is planning to fail” is no better suited to the ignoring of crucial decisions on protection. Prest Financial Services is able to offer guidance on all facets from individual protection, family matters to corporate affairs. Also click through on our NEW guidance "Trusts can protect wealth".
Mortgages & Property Purchase
Buying property can be the biggest decision made in our lives. It is for this very reason that impartial advice is critical from competent and qualified advisers.
Remortgaging and Equity Release* often seem wise, but pitfalls are to be avoided. This is where our advisers excel.
Be reassured that our style at Prest Financial Services is to guarantee reliable financial advice appropriate to any individual that makes contact. If you don’t see the precise subject above, please still get in touch. We might well be able to help – and if for any reason we can’t we’ll abley put you in the right direction to someone that can.
There may be a fee for mortgage advice. The precise amount will depend upon your circumstances, for further details please speak to one of our advisers.
Your home may be repossessed if you do not keep up repayments on your mortgage
Prest Financial Services aims to offer a strict 'treating customers' fairly policy that can be viewed online, click here.
* Certain types of Equity Release plans are a lifetime mortgage. To understand the features and risks, ask for a personalised statement.
Back to top